Glossary entry

IFSC code

An IFSC code is an alphanumeric code that identifies a specific bank branch in India for electronic transfers. You normally need the recipient's IFSC code together with their full account number and the name exactly as it appears on the account. It is made of eleven characters, with the first four letters standing for the bank. A single wrong character can delay or misdirect a payment, so copy it from a trusted source such as the recipient's bank statement and not from a message. See also: SWIFT/BIC code, UPI, and the guide Transfer Checklist and Common Mistakes.